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We run the books. We built the software to do it.

Our accountants run your categorization, reconciliation, invoicing, close and reporting on one double-entry ledger our engineers built. You keep live access to every number.

Journal entry · closingPostedAlpenglow Chocolate Co.Period ended June 2026 · sample data
AccountDebitCredit
4000Revenue208,400.00
5000Cost of goods sold83,360.00
6100Payroll58,200.00
6200Marketing24,100.00
6900Rent, software & other18,800.00
3200Retained earnings23,940.00
Total208,400.00208,400.00
  • 3 bank accounts reconciled
  • AR and AP tie to their subledgers
  • Reviewed by your accountant
  • Audit trail on every AI action
  • Five days from pilot to first close review
  • Accountants and engineers on every engagement
Trusted by

Watch the agent reconcile.

A scripted run on sample data, built from the product's own components: the agent matches the statement, scores every match, and flags what needs a person. Switch tabs for the other answers it gives.

app.ondayzero.com/ai

Agent Chat

A scripted run of the reconciliation agent — tools, confidence scores, and the tie-out included.

Eleven products. One Ledger.

Every product reads and writes the Ledger — one double-entry core under books, billing, cash, inventory, reporting, and practice. Add one product, or run the stack.

The numbers your board asks for, before they ask.

Our CFO advisory work runs on the live ledger — scorecards, variance narratives, lending packages, and the 13-week cash model are current the day the meeting is booked, not a week after the close. We stand behind the numbers in the room.

Financial Scorecards

Real-time KPI dashboards with revenue, margins, burn rate, and runway — auto-generated from your books.

Variance Analysis

AI explains every material variance: what changed, why, and whether it needs attention.

Lending & Fundraise Prep

Loan packages, debt schedules, and investor financials built from the live ledger.

Cash Flow Forecasting

13-week rolling forecasts built from actuals, AR aging, and AP schedules — refreshed as your data syncs.

The close, posted as a T-account.

Without DayZero

  • Hours every month on manual data entry
  • Reconciliation takes days, not minutes
  • Errors caught weeks after they happen
  • Reports require an accountant and a week
  • No visibility into cash runway or burn
  • Every client close runs on a different checklist

With DayZero

  • AI categorizes & reconciles automatically
  • AI-matched bank reconciliation with confidence scores
  • Anomalies flagged before they become problems
  • P&L, balance sheet, cash flow — on demand
  • CFO-grade insights on demand
  • One close playbook deployed across every client

Why we're called DayZero.

  1. Industry
    Day 15

    Books arrive two weeks late — already history.

  2. With software
    Day 5

    Automation compresses the close into the first week.

  3. With agents
    Day 1

    Reconciliation and reporting run overnight.

  4. DayZero
    Day 0

    Reconciliation and reporting stay current through the month.

Pilot. Deployment. Partnership.

Every engagement is scoped. We name the number on the first call.

Asked, answered.

DayZero is a consulting firm that handles every side of company finance — accounting and the close, AP/AR, inventory and landed COGS, demand planning, cash forecasting, loan packages and debt schedules, reporting — delivered on software we built ourselves. Our accountants run the work end-to-end, or stand behind your team while they run it. Our engineers work directly with you: they wire the platform into your stack and build the features your operation needs — when something's missing, it gets built, not filed as a ticket. Underneath it all is one double-entry ledger, so every product reads and writes the same numbers. Beyond the books, we provide AI consulting to the finance industry — lenders, funds, advisory firms, and finance teams — and build custom software when nothing off the shelf fits.
DayZero runs purpose-built accounting agents — 24 agents with 638 tools, every write audited — and our accountants review the close. Every agent action is logged and reviewable. You set confidence thresholds that determine what gets auto-applied vs. what comes to you for review. Every entry includes full source attribution so you can verify any decision.
Yes. DayZero is built for auditability, not blind trust. Every AI action records its inputs, the source documents it referenced, the rule or match logic it applied, and a confidence score — all captured in an immutable audit trail you can review or export. You set confidence thresholds so anything uncertain routes to a human for review, and nothing is hidden. It's designed to satisfy your auditors and give your CFO the traceability they need to sign off.
Yes. DayZero has direct migration connectors for both QuickBooks Online and Xero — connect via OAuth and DayZero imports your chart of accounts, customers, vendors, items, transactions, and balances, finishing with an opening-balance journal entry and a trial-balance QA report. From other platforms you can migrate via CSV import, and our team can assist with larger migrations.
Yes. Your data is encrypted: AES-256 at rest · TLS 1.2+ in transit. Preparing for SOC 2 Type II, report expected mid-2027; in the meantime we operate against the SOC 2 control framework, enforce role-based access controls, and maintain a full audit trail for every AI action. Your data is never used to train AI models — ours or our providers'.
Every engagement is scoped. We look at your stack, your volume, and what the close actually requires, then we name the number on the first call — no rate card, no per-seat math, no surprise overages. Most engagements start with a five-day guided pilot so both sides know exactly what they're signing up for. See how we work for the full picture.
You get ours. Most engagements are run end-to-end by our accountants on our platform — categorization, reconciliation, close, and reporting handled for you. If you already have a team or a firm you like, we deploy the platform into your stack and they run it with our support.
DayZero integrates with Plaid (banking), Stripe (payments), Shopify, Square, Ramp, HubSpot, Slack, and more, plus direct migration connectors for QuickBooks Online and Xero. ERP connectors for NetSuite and Sage Intacct plus Amazon are on the roadmap. You can request any integration and it directly shapes what we build next.
We're a firm, not a subscription. Accountants and engineers who deploy our own platform into your stack and then own the outcome — clean books, a close that lands on time, numbers ready for the board or the lender. QuickBooks and Xero sell you software and leave the work to you. Bench and Pilot sell you a service and keep the software to themselves. We do both, which is why you keep real-time access and full control of your books while we run them.

The close, off your plate.

Book a guided pilot — your books, live on DayZero in five days. Bookkeeping, reconciliation, invoicing, and reporting, run by our team on software we built. You keep full access to every number the whole way.

We’re accountants and engineers. We built the software we always wanted to run books on — then we started running books on it.